BeYourOwnCEO

Pioneer stories

Real women. Real impact.

Real stories from the first women on the platform. Anonymous, and shared only with each woman's blessing.

Across the first eight pioneers measured before and after, self-rated financial knowledge rose from 4.1 to 7.1 out of 10.

Each story is a self-contained card. Copy the whole thing, or select just a part, to share it in your own words. Please keep them anonymous, as they are here.

Money journey

Discovering options she never knew were hers

She (73) came to money late, and left lighter.

When I first opened the platform up to my network, one of my friends wrote back: "This might be something for my daughter, or for my sister." It was his sister. A woman of seventy-three, living abroad on a small state pension, not much more than that. A free spirit, money was never her topic. If anything, money had always felt like something hard, something you had to struggle for.

What made her curious was a small inheritance coming her way. For the first time she found herself asking a simple, practical question: what could she actually do with it? She'd heard the people around her talk about bitcoin and always kept it at arm's length, a little wary, a little distrustful. But she was curious enough to learn about money.

She went through the whole Money journey largely on her own. When we sat down to reflect at the end, the shift in her was clear, and it had nothing to do with how much money she had. Two things had landed. First, she realised she had options, real ones, that she never knew were hers to consider. Second, she saw that the savings she'd been quietly holding had been losing their value all along. She came out lighter. More confident. Able to talk about money with more confidence.

She doesn't have much financial room, so I invited her onto our Women Empowering Women sponsorship, where each paying member's place funds a free one for a woman who couldn't otherwise join. She said yes without a second's hesitation, and she wanted to keep going. She already had other women in mind, women she was sure would value this too.

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Bitcoin journey

She bought Bitcoin, and now she buys the dips

She (66) moves on her own terms now.

She's sixty-six and has just begun her pension, financially relaxed and comfortably well off. She didn't come to any of this out of worry. She came because she loves being inspired, loves being intellectually activated.

A year or two ago she did my Bitcoin course, and now she was looking forward to joining the Money and AI journeys too. And she took action: she bought Bitcoin. She put money into gold. She started making more deliberate choices with her money.

But my favourite part is what she's doing now. She's the one keeping an eye on the price of both, following the markets with real interest. And whenever Bitcoin dips, she buys more.

That's the whole spirit of it, right there. Not fear, not hype. A woman who got curious, understood exactly what she was doing, and now moves with quiet confidence, on her own terms.

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Founder note · AI journey

Why everyone stalled on the AI journey

They were too inspired to continue.

On the Money journey, almost everyone moved through the six weeks steadily, lesson by lesson, right on rhythm.

Then came the AI journey, and something strange happened. Almost everyone stalled. The steady rhythm just stopped. I got worried, so I started reaching out, one by one: how are you doing? Are you stuck?

And every single one of them told me a version of the same thing.

They weren't stuck. They were lit up. They'd been partway through a lesson, gotten so inspired that they'd set the course down and run off to actually do something with it. One was so full of ideas she set off to write her second book. Another had taken a technique I teach in lesson three, a way of using AI for deep research, and disappeared happily down a rabbit hole: on our video call she held up a book on longevity she'd been devouring and said, "this is what your AI journey is doing with me."

That's when it landed for me. The stall wasn't a problem to fix. It was the whole point. "It's really activating me," one of them said, and that word, activating, is exactly what I built this for. They weren't consuming lessons. They were being set in motion.

One of my many, many learnings, and one of the things I love most about my own journey, is always wanting to understand the why behind things. So I made a conscious choice not to automate this part. Instead I built myself a nudging dashboard, so that when someone pauses, I can reach out to her personally and make it relevant to her alone.

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Money journey

She made peace with money before she had any

She (29) looked at money for the very first time.

She's twenty-nine, and money was the one topic she never wanted to look at. It made her anxious. It was the thing she avoided. She'd been travelling the world, living a little like a nomad, and when I started the platform I thought of her right away. She was excited to join.

Her change is one of the most profound I've seen, and here's what makes it remarkable: she has almost no money to manage yet. What moved her wasn't a portfolio. It was a single exercise, in lesson four, called Find Your Own Number. You work out, honestly, how much you could set aside each month. Maybe it's a positive number. Maybe you discover you're slipping backwards. It doesn't matter, any number is just a starting point, a piece of data about your own life.

For someone who had spent years not looking, looking was the whole thing. She told me that even though she can't invest right now, doing that analysis gave her such peace of mind. For the first time she had a path forward, something she could actually start building on.

Money is genuinely tight for her right now, so I invited her onto our Women Empowering Women sponsorship, where each paying member funds a free place for a woman who couldn't otherwise join. She's continuing her journey on a sponsored seat.

And she's already moving: on her way to a new job and a steady income, ready to start saving, start investing, start building a financial future that finally feels like hers.

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Money journey

She believed wealth was for other people. Not anymore.

She (66) was the first woman ever to join.

For most of her life, she (66 years old) carried a quiet belief: that if you don't come from a wealthy family, you can never become more than what you already are. Wealth was for other people. People who knew more, had more, or simply started somewhere better than she did.

She'd been an entrepreneur most of her life, through the highs of building something of her own and the lows that come with it. Then Covid came, and her business was hit hard, just as her pension was coming into view. Everything she had built suddenly felt fragile, and the worry grew: would she be okay through the years ahead?

She was the first woman ever to join the platform. I had already built the free Bitcoin journey by then, but she, more than anyone, is who inspired me to grow it into what it is today. To me, she was the ideal first user: a sponge who loved the content, always wanted more, and applied what she learned right away. She was the first through every lesson, and her honest feedback shaped the platform itself. When she said "this part needs to go deeper," the guides and extra tools that exist today were built because of her.

But the real change was never a single tool. It was the belief. Wealth stopped feeling like something reserved for other people and started to feel like a possibility for her too. She tells almost everyone about the journey now, one friend got so excited she joined too, and she can't wait to start the children's version with her own grandchildren.

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Bitcoin journey

From Bitcoin-skeptic to self-custody in six weeks

She (63) wanted to truly understand it, not just nod along.

When she started, she was a skeptic. Bitcoin was the part she trusted least, the piece she wasn't sure about at all.

She's cautious by nature and she wanted to get it right, so we took it slowly, step by step, all the way down to setting up her own hardware wallet. She asked every question she needed to, the way someone does when they've decided to genuinely understand a thing rather than just nod along.

Six weeks later, she'd taken her Bitcoin into self-custody on her own Bitkey. From wary to fully, officially orange-pilled. Not bad for a sixty-three-year-old who wasn't sure about any of it six weeks earlier.

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Money journey

She could finally say no to work that drained her

She (69) felt the worry loosen its grip.

She's sixty-nine, and someone I've known personally for a long time. When I told her about the platform, honestly I wasn't sure it was for her. But she was curious enough to give it a go, and she went all the way through the Money journey.

What happened for her was quiet and deep, and it wasn't about numbers at all. It was about her relationship with money, and the anxiety she'd carried around it. As that anxiety eased, something opened up. She found she could say no. No to the work that didn't energise her, the assignments she'd once have taken on out of a low, background worry about money. That worry loosened its grip, and a kind of freedom came with it.

She's doing the AI journey now, and texted me after just the first week: super inspired, full of ideas for my next book!

It's one of the most profound shifts I've seen. Not more money. Less fear about it, and the freedom that comes with becoming aware of these emotions around money.

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Money journey

She found a real sense of control on her financial path

She (48) earns well, yet it kept slipping away.

She's forty-eight, and her situation is one a lot of women will recognise instantly. She has a good job, on paper she is solid and earns a good salary, but life happens, the cost of living goes up, children reach new milestones with higher costs, a house needs renovations, and suddenly it just all feels more shaky and out of control.

She has a feeling there should be room to save something, if only she could get clear on where her money actually goes. But every month it's the same story: she sets a little aside, then something unexpected comes up with the kids, and it's gone again.

What the journey gave her wasn't more money. It was clarity. A clearer view of her own expenses, more insight into her situation, and with that, a real sense of control over her financial path.

And what changed wasn't her income at all. It's that she can finally see her money clearly, and feel in control of where it goes.

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AI journey

Waking at 3am to ask AI about her dreams

She (73), laughing at herself the whole way.

It was a Saturday morning. I'd just woken up, and there was an eight-minute audio message waiting from her. I made breakfast and listened to the whole thing, and I don't think I stopped smiling once.

Here is what she was telling me.

The AI journey opens with a simple exercise. I ask people to name three things they'd love to hand off, to lift out of their lives, and three things they dream of adding in. Maybe you've always wanted to build a website. Maybe it's something else entirely. The point is to make everything that follows personal, so that every lesson circles back to your own wishlist, your own life.

She got stuck. Not on the things to hand off, on the dreaming. She sat there and couldn't name a single dream, and it began to unsettle her. "Oh my God, at 73 years old, don't I have any dreams anymore?? That can't be!" It stressed her enough that she closed her laptop and went to bed.

And in the middle of the night, she woke up. And she thought: hang on. I can just ask AI about this. I can ask it about my dreams.

So she did. At three in the morning, she sat down with AI and had a real conversation about her own life. A coaching session, which is exactly the kind of thing I teach people they can do further into the journey. And as she shared all of this with me that Saturday morning, she was laughing at herself the whole way through. It was such a joy to hear. A woman not just doing the journey, but having fun with it, and fully embracing it.

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Money journey

A bank director who made her first investment, ever

She (45) stopped waiting and took it into her own hands.

She's forty-five, a director at a bank. When I told her about the platform, one of the first things she said, laughing at herself, was that she'd never really got to grips with core financial topics like investing, even working where she did.

Her husband is an investor. She'd asked him a few times to teach her, and he'd say "yeah, I'll teach you", and somehow they never got round to it. So she decided to take it into her own hands instead.

Nothing about her situation looked like a crisis. An okay income, but a nagging feeling she was spending too much, not building anything, not investing yet. The kind of not-quite-right that's easy to keep putting off when nothing is obviously wrong.

And then she did the part most people never reach. She didn't just learn, she acted. She put money aside. She made her first investment, ever. Not "I'll start one day", but a real first step, actually taken.

For me, that's the whole thing. She understood her options, felt confident enough to act on them, and actually did.

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Money journey

She took the driver's seat of her own money

She (63) was secure, but had handed the decisions to someone else.

She came to the platform at sixty-three, already comfortable. Financially secure, settled, the last woman you might expect to be changed by any of this. And part of what makes her story one of my favourites is that she and I had never even met. A very good friend of hers, someone she's been close to for more than twenty years, was so excited about her own journey that she brought her in. Our only contact was a single virtual intake.

But somewhere in the lessons she noticed something she hadn't before. She'd been keeping most of her money sitting in savings, and handing almost every other decision to a financial planner. Safe, yes. But not truly in the driver's seat of her own money. The knowledge gave her insight, and the insight moved her to act.

Here's the thing about her: she is the most diligent learner I have. I never have to nudge her, she's always first, every exercise done, every answer filled in. She sends me thoughtful, valuable feedback and passes along extra material she thinks could help, quietly making the platform better for everyone who comes after her.

She's so alive to it all now that she can't wait to share it with her own grown children. She's already expecting her daughter and her son to begin journeys of their own.

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Founder note · Little CEOs

The first grandmother to test the children's money journey

What her grandson said about money left everyone speechless.

Teaching children about money is exactly why I added MiniCEO and Tiny CEO to the platform. Wouldn't it be wonderful if grandmothers and mothers could teach their own children and grandchildren too? So, as always, I dug into the science of how children learn, built a first version, and handed it to the pioneers to test.

One of them took on the very first challenge: to find out whether the kids could even be talked into trying it. She found the perfect frame, she told them they were the chosen ones, the only ones who got to test it. She started with her eleven-year-old grandson, the right age for MiniCEO. Then her four-year-old piped up: "but I want to do it too!" No problem at all, that's exactly why Tiny CEO exists, for ages four to seven.

It wasn't the easy season for it. End-of-school-year tiredness, and every child's pull to just be outside. But she got her grandson intrigued enough to give it a go. And when she asked him for his first feedback, he left her and his parents speechless: "I like it, at least now we're talking about money, and not some other bullshit." And with that, he stormed off to play outside.

The little one just loved to curl up next to grandma while they read together and learned about money. One of the questions in the booklet asks where they think money comes from. Without a moment's hesitation, she answered: "from a factory!"

It's far too soon to know whether it all works the way I hope, and for now it's time for the kids to enjoy their holidays. But what a joy it is to be on this journey together, figuring out the best way to teach them. To be continued.

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Short lines the women wanted to share. Kept apart from the stories on purpose.

"I feel much more confident. I understand my options better, I actually have options! ;-) I was not aware that my savings are losing that much purchasing power. Now I have a clear plan I can work with."

A pioneer, 73 · Money

"These journeys made finance feel less complicated and much more accessible. They switched something on in me: I now take ownership, build my knowledge and use AI as a practical tool to move forward. I feel more confident, more independent and far better equipped to stay in control of my financial future."

A pioneer, 63 · Money

"I gained more confidence in financial literacy by understanding my options and that I can make confident decisions to build my own future. One of the things I learned the most is that it is NEVER too late!"

A pioneer, 45 · Money

"Loved every piece of it! My anxiety has turned into a sense of control. Even though I don't have enough to invest yet, thanks to all the exercises and knowledge I now have a clear plan and feel confident in executing it."

A pioneer, 29 · Money

"I've learnt a lot! It gave me much more knowledge and many more options than I thought I had before starting the journey."

A pioneer, 48 · Money

"I've been an entrepreneur for most of my life. I've experienced the highs of success and the lows of losing it all, and I've learned countless lessons along the way. But if I'm honest, I always carried a hidden belief that real wealth belonged to others. People who knew more, had more, or simply started from a different place than I did. This journey is changing that. It's helping me understand not just money, AI and Bitcoin, but also the stories I've been telling myself for decades. Since joining this platform, wealth no longer feels like something reserved for other people. It feels like a possibility for me too."

A pioneer, 66 · Money

"I loved how the content really activated me, to actually think about this topic, review my current situation and take action. I really feel more in control now."

A pioneer, 66 · Bitcoin

"During the journey I noticed I felt more at ease, more free. For example, to say no to assignments that did not energize me. It feels like a mindset change on the role of money in my life."

A pioneer, 69 · Money

These are true stories from the first women on BeYourOwnCEO. Every one is real, kept anonymous, and shared only with the blessing of the woman it belongs to. If one moves you, it's yours to pass on.

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